All transfers are sent via online and mobile banking. An agreement and bank transfer form may be required before we can process your initial request: Credit Union reserves the right to dishonor transfer requests for any reason and without notice and is not responsible for any losses incurred as a result of such refusal. Agreement. This Agreement is governed by Section 4A of the Uniform Commercial Code – Money Transfers as enacted in the state where you have your account with us. If you make a money transfer for which Fedwire is used and you identify a recipient financial institution and an intermediary financial institution or payee by name and number, we and any receiving or payee financial institution may rely on the identification number to make the payment. We can rely on the number, even if it identifies a financial institution, person or account different from the one mentioned. You agree to be bound by the rules of the automated clearing house. These rules provide, among other things, that payments made to or from you are provisional until final settlement is made by the Federal Reserve Bank or the payment is made in accordance with Section 4A-403(a) of the Uniform Commercial Code. If we do not receive one, we will be entitled to a refund from you equal to the amount credited to your account and the party making this payment will not be deemed to have been paid. If we receive a credit to an account you have with us by bank transfer, we are not required to inform you of the payment order or credit. Stanford FCU does not charge a fee for incoming transfers.

There may be fees charged by the US correspondent bank, which are used to properly transfer funds to International Wires. Provide the sender/payer with the following information: Cancellation Request. If the Member cancels or otherwise orders a transfer under this Agreement, Credit Union will use all reasonable efforts to fulfill the Member`s order, but will not be liable to the Member if Credit Union is unable to stop the transfer. Credit Union has no obligation to refund the transferred funds until Credit Union confirms that the transfer has been cancelled or stopped and the funds are returned to Credit Union. You can identify the beneficiary or a financial institution by name and account number (or ABA routing number). If the transfer is processed by the Federal Reserve, Regulation J regulates the transaction. You authorize Credit Union to transfer funds as described herein and charge your account the amount transferred plus all applicable fees. Please see our fee schedule for outbound transfer fees. If you are sending an international transfer, the money must be sent in the currency of the recipient country. If the receiving bank only receives U.S.

funds, a U.S. correspondent bank is required. .

Andrew Verboncouer • (920) 562-9601 • andrewverbs@gmail.com@averbs